There is really nothing pleasant about bankruptcy. Nothing. It’s a public record item, you have to go to court, your assets and bad debts are published for peer review and scorn, and your friends and neighbors stop inviting you over for dinner. OK – that doesn’t happen, but it feels […]
Continue Reading“Extended term loans are stupid not just for us, but for the industry.” – John Mendel, Honda’s U.S. sales chief Mr. Mendel elaborated that competitors are doing stupid things to increase sales and it includes seven-year long loan terms. He said that automakers are selling more vehicles by offering 84-month […]
Continue ReadingOptions for Your Caravan Finance Buying a caravan can be a great way to organise more flexible holidays and weekend breaks. It can provide you with a home away from home, with all of your creature comforts. You can travel anywhere you would like to visit, spend one night or […]
Continue ReadingA Stupid Credit Card Debt I was recently divorced and I had no job. I was living at an old aunt’s place, since I couldn’t even rent a room and all I had was a credit card. I had already started paying the minimum amount and it was excessively overloaded. […]
Continue ReadingTax planning can be a difficult concept for people to both grasp and get on board with. It can be especially daunting for the younger crowd, as most people in their twenties are just starting out in the work world and have more exciting things on their minds. Participating in […]
Continue ReadingIf you have a bad credit score but you want to borrow some money, we suggest that you check out a guarantor loan. However, it can be difficult to get one even if you have a guarantor. You can’t say for sure that you will get the loan. Given below […]
Continue ReadingWhen it comes to the employee vs. self-employed issue, are you unsure of your tax status with the IRS? This is a critical question and one that you must answer before filing your next income tax return. There could be thousands of dollars of taxes at stake here, so let’s […]
Continue ReadingWhether you are trying to get a business or real estate loan, looking to buy equipment for your business, or trying to lease a computer or auto, your credit score or “FICO” is very important. Having a high score will allow you to get loans of all kinds much faster. […]
Continue ReadingWhen shopping for a pre-owned vehicle, you expect to see a lower sticker price that will save you some cash. While it’s possible to save money going this route, most used car buyers still need to consider financing. Shop around for your loan to make sure the terms are advantageous […]
Continue ReadingI’m filing bankruptcy and I have a tax debt from three years of unfiled taxes. I finally filed the taxes. Can I still include them in my bankruptcy? No you can’t. Part of the requirements for including an IRS tax debt in bankruptcy is that none of the years you’re […]
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