Balancing personal finances could be challenging these days and the way to handle it is to find a resource that you can tap on quickly. When you are faced with a cash flow issue and you would need an immediate solution to tie both ends together, then a cash advance […]
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If you believe the recent financial headlines in the tabloids, people in the UK are becoming more cautious about using their credit cards, preferring to use their debit cards instead rather than build further debt. This is unfair. Credit cards have long since ceased to be the bad boys of […]
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These days, there are so many options and choices about which credit card to choose, so many offers from a whole range of lenders and card providers, that no one has to accept the fist credit card offered to them. Most people shop around, and pay careful attention to the […]
Continue ReadingAre you quite happy paying off the minimum amount every month on your credit card bill? You may be unaware of the actual amount you are paying off towards your debt. Most off your payment will go towards the interest owed leaving your debt and further interest charges to accumulate […]
Continue ReadingPayment gateway is a term that every one dealing with credit card processing is aware of. With the rise in electronic means of money transactions, paying through debit or credit card has become a normal event for majority of us. But for merchants and small businessman understanding the intricacies of […]
Continue ReadingThe Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide every USA consumer with a free copy of credit report, at his/her request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the […]
Continue ReadingThe holiday shopping season has commenced! Merchants aren’t the only ones who want to capitalize on all the holiday spending. Credit card companies will make even more money than the retailers. To attract your business, credit card companies aggressively promote low rates and special offers. While there are some legitimate […]
Continue ReadingWhen used wisely, corporate credit cards can definitely help businesses simultaneously achieve career goals and reap personal perks. On the contrary, this can lead to a corporate free-fall when used poorly. Corporate credit cards are different from both personal and small business credit cards. These are offered only be a […]
Continue ReadingOur eldest daughter recently graduated from college (1 down – 3 to go). She headed West to take an internship that will assist her in obtaining some certifications that she needs. During her college years our mailbox was filled with Student Loan companies making sure that she knew that they […]
Continue ReadingCollege students can apply for instant approval student credit cards easily online. The application is verified securely and the instant approval is generated online or sent through an email. When you apply, you receive an immediate response stating whether you have been approved, declined or more information is required. To […]
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