College students can apply for instant approval student credit cards easily online. The application is verified securely and the instant approval is generated online or sent through an email. When you apply, you receive an immediate response stating whether you have been approved, declined or more information is required. To get your application approved, you need to have a good to excellent credit history. Certain circumstances may lead to a delayed response for your application.
A student credit card usually works the same way as any credit card that has been issued. When applying online, the applications would first require that:
– You should be at least 18 years old.
– You should have a valid Social Security number.
– You should be a college or a graduate student.
The personal and other information you need to furnish are:
– Your name in full, date of birth, and citizenship or permanent residency.
– Your home address, email, and telephone number.
– Home address and contact details of a relative.
– The address to which the card to be dispatched, and your billing address.
– Details of your college – name, city, and state.
– Enrolment details, such as full time or part time, and current class year.
– Information about your bank account and the type of accounts you have.
Find What You Need
For students like you, the best credit cards are those that come with high credit lines and very low interest rates! Unfortunately for you, this is not the case. The cards offer you the benefits of having credit, and at the same time teach you the value and responsibilities that go along with those freedoms.
When you lodge an application, you start with credit lines ranging from $500 to $1,000, and interest rates ranging from 10% to 19.8%. These rates range between those charged from adults with good credit and those who have mishandled their credit.
Do compare various options when selecting credit cards for student. Choose one that offers 0% introductory APR, no annual fee, an interest free grace period and a 0% liability if someone else uses your card without your knowledge. Even better if you can get extra features, such as, cash back bonus, competitive interest rates and no annual fee.